Always check with your physician to see if you can be given a prescription for your hair loss medical
condition.
Most medical providers insurance companies cover from 80% to 100% for the expenses incurred for
the purpose of purchasing your hair replacement. Some medical health care providers will authorize
2 or 3 hair replacements. Ask your health care provider how many they will approve. Also some
health care providers will allow hair replacements yearly, but remember; a doctor's prescription must
always accompany your claim for a hair replacement.
With HMO's and all new provisions some medical health care providers are turning towards it is a
good idea to call your health care provider to see if you need pre-approval from your primary care
doctor.
Never file an insurance claim for a WIG!. Always call it a "CRANIAL HAIR PROSTHESIS". Many, but
not all insurance companies attempt efforts to turn down claims for "wigs". They should have no
reason to turn down a file for a cranial hair prosthesis or cranial prosthesis when it accompanies
medical therapy and your doctor's prescription. Invoices for the replacement must accompany your
doctor's prescription. Make copies of all invoices and prescriptions.
Your doctor should give you a prescription for a "cranial hair prosthesis". Save this and send a copy
along with your claim file.
Your emotional well-being is an important part of your medical recovery process. If you encounter
resistance from your insurance company, a letter from your doctor, spelling out that he "prescribed"
the prosthesis, not for cosmetic reasons, but as part of your recovery program, should be sufficient.
If you are still denied ask for a review by the medical review board. Add to your original claim: *some
before and after photos *a hand written letter about the emotional necessity for your prosthesis
*letters from your employer as to why the prosthesis has improved your performance *·ask why the
claim was denied
If you do not have insurance, most counties in the US have state social services departments which
offer medical assistance for those who meet their financial guidelines.
The American Cancer Society will provide free hair replacements and turbans for those without
health care. These hair replacements and head wear have been donated by individuals no longer
requiring the use of a hair replacement.
For insurance purposes, this website is licensed in FLORIDA
How To File Insurance Claims
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